Expert Commentary
Latest Articles
Catastrophe Risk Management
Defining the Characteristics of a PML Study
Nathan Gould | March 1, 2007
A seismic/extreme wind risk assessment requires an understanding of how the risk assessment and loss data will be utilized. Dr. Nathan Gould explains.
Environmental
Pollution Exclusion Bars Coverage for Damage Caused by Dirt and Rocks
Kent Holland | March 1, 2007
Kent Holland looks at the trend of courts upholding the CGL pollution exclusion, even when the "pollutant" is a naturally occurring substance rather than a man-made chemical.
Enterprise Risk Management
Traditional Risk Management Inadequate to Deal with Today's Threats
Mark Layton | March 1, 2007
Deloitte & Touche looks at how managed risk avoidance is no longer adequate for today's business. What's needed is a proactive risk taking approach to risk, not risk avoidance.
Employment Practices
Special Rules on Release Agreements for Workers Raise Questions and Create Litigation Risks
Paul Siegel | March 1, 2007
Paul Siegel explains why drafting group termination releases that will reduce the risk of employment litigation and withstand judicial scrutiny is so difficult.
Claims Practices
When Agents or Applicants Lie to Insurers
Barry Zalma | March 1, 2007
Barry Zalma discusses the case for rescission when full and accurate facts about the risk are not conveyed to the insurer.
Courts and Coverage
Interpreting the "Physical Contact" Requirement of Uninsured Motorist Coverage in Indirect Contact Cases
Brent Cooper | February 1, 2007
Brent Cooper and Dana Harbin discuss case law when indirect contact occurs.
Environmental
Pollution Exclusions in CGL Policy Bars Coverage for Carbon Monoxide Poisoning
Kent Holland | February 1, 2007
Kent Holland shows how identical facts can result in completely different rulings, depending on the jurisdiction.
Personal Risk Management
Managing the Risks of a Household Move
Jack Hungelmann | February 1, 2007
Jack Hungelmann looks at the risks of moving from one house to another, and provides strategies for handling them.
Liability Insurance
The Scope of "Ongoing Operations" Additional Insured Endorsements: Broader Than Expected
Steven Rawls | February 1, 2007
Steve Rawls and Rebecca Appelbaum examine cases where courts have construed that term to also include completed operations.
Risk Financing Info
The Importance of Calculating a Capital Charge for Insurable Risk Hedging Strategies
Donald Riggin | February 1, 2007
Don Riggin bridges the gap between determining an optimal hedging strategy and the importance of converting that strategy into a capital charge.
Catastrophe Risk Management
Defining the Characteristics of a PML Study
Nathan Gould | March 1, 2007
Environmental
Pollution Exclusion Bars Coverage for Damage Caused by Dirt and Rocks
Kent Holland | March 1, 2007
Enterprise Risk Management
Traditional Risk Management Inadequate to Deal with Today's Threats
Mark Layton | March 1, 2007
Employment Practices
Special Rules on Release Agreements for Workers Raise Questions and Create Litigation Risks
Paul Siegel | March 1, 2007
Courts and Coverage
Interpreting the "Physical Contact" Requirement of Uninsured Motorist Coverage in Indirect Contact Cases
Brent Cooper | February 1, 2007
Environmental
Pollution Exclusions in CGL Policy Bars Coverage for Carbon Monoxide Poisoning
Kent Holland | February 1, 2007
Liability Insurance
The Scope of "Ongoing Operations" Additional Insured Endorsements: Broader Than Expected
Steven Rawls | February 1, 2007
Risk Financing Info
The Importance of Calculating a Capital Charge for Insurable Risk Hedging Strategies
Donald Riggin | February 1, 2007
