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Risk Financing Info

The Importance of Calculating a Capital Charge for Insurable Risk Hedging Strategies

Donald Riggin | February 1, 2007

Don Riggin bridges the gap between determining an optimal hedging strategy and the importance of converting that strategy into a capital charge.

Courts and Coverage

Interpreting the "Physical Contact" Requirement of Uninsured Motorist Coverage in Indirect Contact Cases

Brent Cooper | February 1, 2007

Brent Cooper and Dana Harbin discuss case law when indirect contact occurs.

Personal Risk Management

Managing the Risks of a Household Move

Jack Hungelmann | February 1, 2007

Jack Hungelmann looks at the risks of moving from one house to another, and provides strategies for handling them.

Employment Practices

How Companies Are Bracing for EEOC Class Action Initiative Goals

Paul Siegel | February 1, 2007

With the government stating its intent to address systemic workplace discrimination, employers should consider preventive practices. Paul Siegel explains.

Healthcare Professional Liability Insurance

Medical Malpractice: The High Cost of Meritless Claims

Charles Kolodkin | January 13, 2007

Charles Kolodkin and Paul Greve examine a study by the Harvard School of Public Health and the conclusions that may be surmised from the data.

Environmental

Mold Excluded in Homeowner's Policy Is Not Covered as an Ensuing Loss of Leaking Water

Kent Holland | January 1, 2007

Kent Holland relates a Texas case holding no coverage for an excluded category of loss that follows from a covered loss.

Continuous Performance Improvement

Deming's Point #12 as Applied to the Insurance Industry

John Pryor | January 1, 2007

John Pryor examines Deming's admonition along with industry icon and role model Bernard J. Daenzer.

Wrap-Up Programs

Wrap-Ups and the Issue of Collateral—Part 1

Richard Resnick | January 1, 2007

Rich Resnick looks at some technical issues regarding what collateral is and the reasoning behind why underwriters require it.

Current Trends and Issues

Insurance Agent Liability in Katrina Litigation

Tim Ryles | January 1, 2007

Dr. Tim Ryles looks at standards applicable to agent liability, particularly as respects advice given on flood insurance and Katrina.

Environmental

Naturally Occurring Hazards: They Can Be "Hazardous" to Your Contractors Pollution Liability Coverage

Jeff Slivka | January 1, 2007

Buying a CPL policy is a very sound alternative for financing environmental loss, but there are pitfalls. Jeff Slivka explains.

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