Expert Commentary
Latest Articles
Property Insurance
Hurricanes, Tropical Depressions, and Floods—Oh My!
William Austin | October 1, 2008
William Austin examines coverage needs and expectations that must be addressed pre-loss—not after the loss event through litigation.
Courts and Coverage
Injury-in-Fact Coverage Trigger—HO Policy View
Brent Cooper | October 1, 2008
Brent Cooper looks at Don's Building Supply and its application to the Texas Homeowners Insurance Policy HO-B.
Liability Insurance
Care, Custody, or Control Exclusion in the CGL
Craig Stanovich | October 1, 2008
Craig Stanovich describes how small changes in circumstances can result in totally different outcomes as to whether property is in the care, custody, or control of the insured.
Liability Insurance
Coverage Trigger: Getting It Right for the Right Reason
Steven Rawls | October 1, 2008
Steve Rawls shows why an injury-in-fact or actual injury trigger is the only trigger theory he believes is supported by the CGL policy.
Construction Safety
Construction Project Audits—Examples of Poor Practices
TJ Lyons | October 1, 2008
TJ Lyons shows through photos things to look for during a construction site tour.
Claims Practices
The Examination under Oath
Barry Zalma | October 1, 2008
Barry Zalma explains why this is an important tool to help insureds prove their loss or to allow an insurer to examine the proofs of loss to avoid potential fraud.
Corporate Fraud Prevention
Seek the Symptoms of Fraud
Scott Langlinais | September 1, 2008
Scott Langlinais advises to forget the fraud triangle and fraud diamond. Focus on the root causes.
Current Trends and Issues
Insurer's Duty at the Outset of a Personal Lines Claim
Tim Ryles | September 1, 2008
Tim Ryles explains why insurers have an affirmative duty to advise first-party insureds of their rights and obligations under an insurance policy.
Surety
Killer Bond Forms and Contract Provisions—Part 3
Marilyn Klinger | August 16, 2008
Marilyn Klinger delves further into coverage limitations, when the obligee completes, waiving defenses, subdivision bonds, and more.
Personal Risk Management
Risk Management for Weddings
Jack Hungelmann | August 16, 2008
Weddings bring with them special risks not always covered by auto, home, or even umbrella policies. Jack Hunglemann explains.
Property Insurance
Hurricanes, Tropical Depressions, and Floods—Oh My!
William Austin | October 1, 2008
Liability Insurance
Care, Custody, or Control Exclusion in the CGL
Craig Stanovich | October 1, 2008
Liability Insurance
Coverage Trigger: Getting It Right for the Right Reason
Steven Rawls | October 1, 2008
Construction Safety
Construction Project Audits—Examples of Poor Practices
TJ Lyons | October 1, 2008
Current Trends and Issues
Insurer's Duty at the Outset of a Personal Lines Claim
Tim Ryles | September 1, 2008
