Expert Commentary

Liability Insurance

CGL Insurance 2007 Edition—A Summary of Changes

Craig Stanovich | June 1, 2008

While tempting, it's not wise to dismiss the December 2007 ISO changes. Craig Stanovich provides a synopsis.

Catastrophe Risk Management

Facility Damage Evaluation Following Major Disasters

Nathan Gould | May 10, 2008

Dr. Nathan Gould explains why an effective facility evaluation plan should include the preparation of a Post-Disaster Facility Inspection Manual.

Liability Insurance

Variations on a Theme: When the Cause Theory Determines the Number of Occurrences

Steven Rawls | May 1, 2008

Steve Rawls shows how similar facts may result in a different number of occurrences, despite courts' reliance on the cause theory.

The Evolution of Finite Reinsurance and Financial Accounting Statement (FAS) 113

Donald Riggin | May 1, 2008

Looking back to the '80s and projecting forward, Don Riggin examines finite reinsurance.

Valuation of Insurance Organizations

Valuation of Reinsurers: 2008

Jeff Balcombe | May 1, 2008

Jeff Balcombe provides insight into the valuation of reinsurers and the market's current pricing of these businesses.

Courts and Coverage

No Insurance Coverage for "Actual Physical Contact" with "Integral Part" of Auto

Brent Cooper | May 1, 2008

Brent Cooper describes a Texas Supreme Court ruling that collision with an axle isn't contact with a motor vehicle.

Employment Practices

"Associational" Discrimination Claims a Growing Concern for Employers

Paul Siegel | May 1, 2008

Paul Siegel explains why human resources professionals must consider the potential for claims by employee spouses, relatives, and partners.

Claims Practices

Surprise: Insurance Is Not a Service

Barry Zalma | May 1, 2008

Barry Zalma reviews a California case concluding that insurance is neither a good nor a service, but only for the purposes of the Consumer Legal Remedies Act.

Corporate Aviation

Knowing Your Aviation Business Model

Adam Webster | April 25, 2008

Despite the allure of private business jet fractional ownership, it's red ink on a bad day and treading water on a good one. Adam Webster explains.

Personal Lines Insurance

Managing Personal Automobile Insurance Risks Following Death

Jack Hungelmann | April 18, 2008

Jack Hungelmann illustrates the coverage pitfalls facing the survivors of the deceased's personal auto policy.