Expert Commentary
Latest Articles
Personal Risk Management
Insuring "Zipcars"
Jack Hungelmann | April 1, 2010
Car-sharing may be good for the environment, but Jack Hungelmann warns it can raise personal auto insurance concerns.
Liability Insurance
The Impaired Property Exclusion
Craig Stanovich | April 1, 2010
Exclusion m. of the CGL policy is routinely cited but often misunderstood. Craig Stanovich illustrates how it applies.
Environmental
An Update on Chinese Drywall Claims
Rodney Taylor | April 1, 2010
Rod Taylor reviews the current status of these claims, examining factors relevant to the cases being heard in federal and state courts.
Courts and Coverage
Correcting Mistakes in Additional Insured Endorsements
Richard Scislowski | April 1, 2010
A New York court holds reformation as the remedy for a scrivener's error.
Environmental
CGL Policy Held To Cover Oil Spill Cleanup Costs
Kent Holland | April 1, 2010
Kent Holland examines a case where the exception to the pollution exclusion makes common law pollution damages covered.
Personal Risk Management
Reducing Umbrella Risks by Having One Agent
Jack Hungelmann | March 1, 2010
Keep your personal liability coverage with one insurer or one agent, advises Jack Hungelmann.
Courts and Coverage
Only Defense Costs Paid by Named Insured Satisfy the Self-Insured Retention
Richard Scislowski | March 1, 2010
Only defense costs paid by named insured satisfy the self-insured retention.
Reinsurance
Prejudice, Smejudice: Late Notice in the Face of a Condition Precedent
Larry Schiffer | March 1, 2010
Courts carefully analyze whether a notice provision is indeed a condition precedent. Larry Schiffer reviews the case law.
Captives
Captive Underwriting Profits without Third-Party Business
Donald Riggin | February 1, 2010
Don Riggin shows how a single-parent captive can reduce expenses and convert some of it into underwriting income.
Time Element
Property and Business Interruption Claims: What If We Don't Rebuild "As Was"?
Michael Speer | February 1, 2010
After a significant property loss, Michael Speer says all options regarding repair or replacement need to be considered.
Courts and Coverage
Correcting Mistakes in Additional Insured Endorsements
Richard Scislowski | April 1, 2010
Personal Risk Management
Reducing Umbrella Risks by Having One Agent
Jack Hungelmann | March 1, 2010
Courts and Coverage
Only Defense Costs Paid by Named Insured Satisfy the Self-Insured Retention
Richard Scislowski | March 1, 2010
Reinsurance
Prejudice, Smejudice: Late Notice in the Face of a Condition Precedent
Larry Schiffer | March 1, 2010
Time Element
Property and Business Interruption Claims: What If We Don't Rebuild "As Was"?
Michael Speer | February 1, 2010
