Expert Commentary

Claims Practices

Insurers Need To Audit Their Vendors' Service

Barry Zalma | July 1, 2008

Barry Zalma explains why prudent insurers need to trust claims vendors while simultaneously verifying their performance.

Insurance Value—Not Price—Matters

Gary Bausom | June 1, 2008

Gary Bausom explains why risk management is truly managing and not looking for credit associated with market behavior.

Corporate Fraud Prevention

Risk Management for Company-Paid Purchase Cards

Scott Langlinais | June 1, 2008

Scott Langlinais warns companies of the dangers of 'improving' controls by providing P-cards to employees.

Design and Professional Liability

Contractors Professional Liability Market Update

Jeff Slivka | June 1, 2008

Jeff Slivka expects to continue to see an expanded need for contractors professional liability. Markets, requirements, rates, and trends are provided.

Claims Management

Third-Party Administrators: Quality versus Price

June 1, 2008

The wise consumer will analyze the quality indicators first and then compare price when selecting a TPA. Glenn Brown explains.

Time Element

When Does Business Interruption Insurance Coverage Stop?

Jay Levin | June 1, 2008

Jay Levin relates a property case forcing insurers to fulfill their promise not only to pay for covered losses, but to do so in a timely fashion.

Liability Insurance

CGL Insurance 2007 Edition—A Summary of Changes

Craig Stanovich | June 1, 2008

While tempting, it's not wise to dismiss the December 2007 ISO changes. Craig Stanovich provides a synopsis.

Catastrophe Risk Management

Facility Damage Evaluation Following Major Disasters

Nathan Gould | May 10, 2008

Dr. Nathan Gould explains why an effective facility evaluation plan should include the preparation of a Post-Disaster Facility Inspection Manual.

Liability Insurance

Variations on a Theme: When the Cause Theory Determines the Number of Occurrences

Steven Rawls | May 1, 2008

Steve Rawls shows how similar facts may result in a different number of occurrences, despite courts' reliance on the cause theory.

The Evolution of Finite Reinsurance and Financial Accounting Statement (FAS) 113

Donald Riggin | May 1, 2008

Looking back to the '80s and projecting forward, Don Riggin examines finite reinsurance.