Expert Commentary

Political Risk

Expropriation: Pakistan's Message to Foreign Investors

Daniel Wagner | February 1, 2010

As in Pakistan, Daniel Wagner cautions, governments can take action that is contrary to investors' interests at any time.

Claims Practices

Legitimate Loss Becomes a Crime When Insured Lies

Barry Zalma | February 1, 2010

Barry Zalma relates a case proving that it doesn't pay to lie to the police and your insurer.

Reinsurance

In Defense of Reinsurance

Larry Schiffer | January 15, 2010

Bashing reinsurers seems popular today, but Larry Schiffer explains their importance to the economy.

Learning Agility: The Leadership Skill for a Moving Target

Corbette Doyle | January 8, 2010

Long-term success as a leader seems to depend largely on a readiness and ability to learn. Corbette Doyle explains.

Personal Lines Claims

The Art of Strategic Negotiation

Elise Farnham | January 1, 2010

Becoming a skilled negotiator is vital to claims adjusters. Elise Farnham provides tips.

Environmental

Green Building Projects and Environmental Risk

Jeff Slivka | January 1, 2010

Calling a property or structure green doesn't mean it's free of environmental liability, warns Jeff Slivka.

Property Insurance

Property Insurance Resolutions for 2010

William Austin | January 1, 2010

William Austin recommends taking the time to understand the organization's exposure, need for property insurance, and a timely plan to implement cost-effective coverage.

Personal Risk Management

Personal Risk Management—An Alternative to Insurance as Usual

Jack Hungelmann | January 1, 2010

Jack Hungelmann thinks insurance agents with broad experience in personal lines should sell their experience, not just policies.

Liability Insurance

A High-Level View of the CGL Policy

Craig Stanovich | January 1, 2010

A plain, straightforward explanation of certain portions of the CGL policy provided by Craig Stanovich.

Environmental

CGL Pollution Exclusion Bars Coverage for Injury from Carbon Monoxide Released from Heater

Kent Holland | December 1, 2009

The Fifth Circuit upholds the exclusion where fumes from a heater caused birth defects. Kent Holland relates the case.