Expert Commentary
Latest Articles
Personal Lines Claims
Getting to the Bottom Line—Determination of Damages
Elise Farnham | August 1, 2011
Personal lines insurance claims can be difficult to quantify. Learn types of damages and factors to consider. (IRMI.com article)
Personal Risk Management
Personal Risk Management: The Insurance Audit
Jack Hungelmann | August 1, 2011
Personal insurance audits involve examining the current program, reviewing all contracts, and producing a risk management audit report. (IRMI.com article)
Time Element
Business Interruption Losses in Economic Downturn
Michael Speer | August 1, 2011
Develop a methodology and business interruption claim that is both reasonable and supportable (IRMI.com article)
Environmental
Emergency Response Costs in Pollution Liability Policies—How To Avoid Making an Emergency a Disaster
Rodney Taylor | August 1, 2011
Maximize the chance for a full recovery of emergency response costs by following these steps pre-disaster.
Corporate Aviation
Aviation Certification and Risk Management
Adam Webster | July 16, 2011
Whether your aircraft is flown under for-hire or private rules matters. Adam Webster explains.
Current Trends and Issues
Tennessee Supreme Court Deals Blow to "Duty to Read" and Broadens Agent Liability
Tim Ryles | July 1, 2011
In a recent case detailed by Dr. Tim Ryles, agents are labeled experts and are held to a higher standard.
Risk and Insurance History
The History of Proximate Causation
Richard Scislowski | July 1, 2011
Sir Francis Bacon, Sir Isaac Newton, and Aristotle can provide guidance on how courts have viewed causation under first-party property policies.
Personal Risk Management
Homecare Workers: Identifying and Managing Risks
Jack Hungelmann | June 11, 2011
Whether hiring an individual or going with an agency, risks exist. Jack Hungelmann explains.
Liability Insurance
Legal Separation—The Severability Test in the CGL
Craig Stanovich | June 1, 2011
The implications of severability are often overlooked, misunderstood, or simply dismissed. Craig Stanovich explains.
Insurance Archaeology
Proving Standard Policy Language of Missing Insurance Policies
Douglas Talley | June 1, 2011
Doug Talley shows how a policyholder can prove the policy language of a missing policy using standard industry forms.
Personal Lines Claims
Getting to the Bottom Line—Determination of Damages
Elise Farnham | August 1, 2011
Personal Risk Management
Personal Risk Management: The Insurance Audit
Jack Hungelmann | August 1, 2011
Environmental
Emergency Response Costs in Pollution Liability Policies—How To Avoid Making an Emergency a Disaster
Rodney Taylor | August 1, 2011
Current Trends and Issues
Tennessee Supreme Court Deals Blow to "Duty to Read" and Broadens Agent Liability
Tim Ryles | July 1, 2011
Personal Risk Management
Homecare Workers: Identifying and Managing Risks
Jack Hungelmann | June 11, 2011
Liability Insurance
Legal Separation—The Severability Test in the CGL
Craig Stanovich | June 1, 2011
Insurance Archaeology
Proving Standard Policy Language of Missing Insurance Policies
Douglas Talley | June 1, 2011
