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Reinsurance

Protect against Inflation with the Reinsurance Index Clause

Larry Schiffer | December 1, 2010

To stem the effect of inflation on long-tail claims under excess-of-loss reinsurance, Larry Schiffer says consider an index clause.

Environmental

Mold from a Covered Concurrent Cause Still Excluded

Kent Holland | November 1, 2010

A court rules no coverage where an anti-concurrent causation clause exists. Kent Holland explains.

Claims Management

Controlling Claims Leakage through Technology

November 1, 2010

Proper use of claims systems, basic reporting analysis, and advanced tools such as predictive analytics can help reduce the ultimate cost of risk, per David Tweedy.

Current Trends and Issues

Third-Party Vendors in Insurance Claims Investigations: A Framework for Evaluation

Tim Ryles | November 1, 2010

Tim Ryles provides a framework for assessing the conduct of vendors that provide claims services to insurers.

Captives

Captive Managers—The Basics

Michael R. Mead | October 1, 2010

Michael Mead discusses the captive manager's role, responsibilities, types, and fees.

Courts and Coverage

Appraisal under the Homeowners Policy

Brent Cooper | October 1, 2010

Brent Cooper describes the case law surrounding appraisals—their timing, objectivity, and impact.

Property Insurance

Requiring Repair before Insurer Pays Replacement Cost

Jay Levin | October 1, 2010

Can the insurer refuse to pay ACV, prevent the insured from repairing, and avoid paying full replacement cost? Jay Levin looks at the caselaw.

Liability Insurance

Pay Me Back! Reimbursement of Defense Costs in the CGL

Craig Stanovich | October 1, 2010

The case law on whether insurers can recoup defense costs for noncovered claims continues to evolve. Craig Stanovich examines the issues.

Time Element

Limiting the Interruption in Business Interruption

William Austin | October 1, 2010

Good risk management involves looking at time element exposures and available coverage prior to loss. William Austin details the process.

Maritime Law

US Supreme Court Constricts Carmack Amendment

Michael Orlando | September 4, 2010

A recent maritime law decision may impact how cargo damage suits are resolved relating to the Carmack Amendment. Michael Orlando explains.