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Claims Practices

Pleading the Fifth Can Forfeit Insurance Coverage

Barry Zalma | January 1, 2011

Where insureds invoke the Fifth Amendment, they may forfeit their insurance coverage. Barry Zalma explains.

Personal Lines Claims

The Art and Skill of Analyzing Coverage

Elise Farnham | January 1, 2011

For the personal lines claims professional, there is no substitute for a systematic and logical approach to coverage analysis. Elise Farnham explains.

Political Risk

Managing Political Risk in the New Normal

Daniel Wagner | January 1, 2011

While international firms may seek investment in developing countries, Daniel Wagner warns to consider the political risk.

Environmental

CGL Pollution Exclusion Applies to Dust and Diesel Fumes

Kent Holland | December 11, 2010

Insureds get the coverage they bargained for, according to this case as related by Kent Holland Jr.

Captives

Evaluating Your Captive's Capital and Surplus Requirements

Donald Riggin | December 4, 2010

Excess surplus is not always a good thing, per Don Riggin, as it represents underemployed capital for a very unlikely event.

Builders Risk Insurance

Builders Risk: Don't Overlook Contractors' Policies

Steven Coombs | December 1, 2010

While owners typically secure and maintain the required builders risk insurance, Steven Coombs asks whether that's the best alternative.

Terrorism Risk Management and Insurance

TRIA: It's Time to Examine New Terrorism Approaches

James Macdonald | December 1, 2010

As we approach the final years of TRIPRA, James Macdonald says the government would be wise to consider some fresh ideas.

Market Practices

Claims Administration—The Insurance Service

Peter Polstein | December 1, 2010

Pete Polstein stresses the importance of claims administration.

Construction Safety

Performance Management and the Human Error Factor: a New Perspective

Peter Furst | December 1, 2010

Peter Furst says management must move away from command and control, and instead foster trust, empower workers, and lead.

Valuation of Insurance Organizations

The M&A Market for P&C Insurers: 2010

Jeff Balcombe | December 1, 2010

Economic and political factors affect this market. Jeff Balcombe elaborates.