Access IRMI Online Talk With Us
Home Articles Expert Commentary

Expert Commentary

Latest Articles

Clear All

Catastrophe Risk Management

Building the Right Builders Risk Policy

Christopher Brophy | October 1, 2011

Construction catastrophes can doom a business. Christopher Brophy explains how builders risk insurance, properly designed, can save the firm.

Claims Practices

Claims-Made Policies—Report Potential Claims Immediately

Barry Zalma | October 1, 2011

Recent case law shows danger of claims-made commercial general liability insurance policies. Barry Zalma explains.

Cyber and Privacy Risk and Insurance

SEC Requires Disclosure of Cyber Attacks

Gary Clayton | October 1, 2011

New cyber security disclosure requirements may impact firms' stock, contractual relationships, and ability to import personal data. Gary Clayton explains.

Insurance Archaeology

Proving Renewal Policy Language of Missing Insurance Policies

Douglas Talley | September 24, 2011

Using standard industry forms and secondary evidence, Doug Talley explains that missing insurance policies can be reconstructed.

Design and Professional Liability

Mitigation of Damages Coverage Helps with Design Defects

Jeff Slivka | September 3, 2011

Provides insureds with first-party coverage for damages incurred from a design defect discovered during course of construction. (IRMI.com article)

Property Insurance

Equipment Breakdown—More Than Just Boiler and Machinery

William Austin | September 1, 2011

Risk management professionals can overlook electric arcing and mechanical breakdown risks. William Austin explains the insurance coverage basics.

Courts and Coverage

DOI Certificate Bulletins Are Not "Regulations"

Richard Scislowski | September 1, 2011

Those in the insurance industry often react to certificate bulletins as if they have the force of law. But do they really?

Builders Risk Insurance

Builders Risk Insurance: The "Other Insurance" Condition

Steven Coombs | September 1, 2011

Other insurance' clauses, typically found in insurance policies, are often misunderstood and their impact unknown. Steve Coombs explains.

Construction Safety

Underground Construction Risks—What's Underground Can Kill

TJ Lyons | September 1, 2011

Construction accidents from underground risks are many, and most are preventable. (IRMI.com article)

Risk Mgmt. and Ins. Higher Education Scene

Truly Understanding Millennials

Brenda Powell Wells | September 1, 2011

Insurance and risk management higher education scene is filled with Millennials, but what do they bring to the table? (IRMI.com article).

Access IRMI Online