Expert Commentary

Liability Insurance

The Montrose Endorsement—15 Years Later

Craig Stanovich | September 1, 2014

The impact has not been as eventful as expected, per Craig Stanovich, with much of the litigation involving one insurer against another.

Intellectual Property

Supreme Court Clarifies Induced Infringement: a Defendant Cannot Be Liable for Inducing Infringement Where No One Has Directly Infringed

Sanford Warren | September 1, 2014

Sanford Warren relates a Supreme Court case requiring the patent holder to show direct infringement before attempting to prove indirect infringement.

Valuation of Insurance Organizations

Trends in the Valuation of Agents and Brokers: 2014

Jeff Balcombe | August 22, 2014

As per capita income grows, Jeff Balcombe recommends that agents and brokers adjust premiums and markets.

Personal Risk Management: Go Beyond the Product Pitch

Timothy O'Brien | August 8, 2014

While insurance coverage comparisons focus on cost, coverage is critical. Tim O'Brien advises agents and brokers to dig deeper.

U.S. Insurance Market Update

RIMS Survey Shows Rising Cost of Risk

August 1, 2014

The fourth quarter RIMS Benchmark Survey™ shows sharply falling D&O liability average premiums leading the insurance market down.

Catastrophe Risk Management

Insurance Considerations in Operational Resilience

Christopher Brophy | August 1, 2014

Christopher Brophy examines the practical considerations for recovery planning and how well the insurance program melds.

Disability and Disability Insurance

Return-to-Work Best Practices

Marcia Carruthers | August 1, 2014

Marcia Carruthers examines RTW programs, what they are, their importance, development, elements, and goals.

Construction Safety

Normalization of Performance Deviations

Peter Furst | August 1, 2014

"To diligently guard against accepting lower standards as the norm, you need a culture where people do the "right" thing every time, Peter Furst says".

Leadership at All Levels

Inspiring Passion in the Insurance Industry

Lisa Harrington | August 1, 2014

Even those in the industry may view insurance as "boring." Lisa Harrington describes ways to promote the industry and make it interesting.

Cyber and Privacy Risk and Insurance

Changes in State Breach Notification Laws

Melissa Krasnow | August 1, 2014

As data breaches occur, notification laws are being amended or enacted. Melissa Krasnow elaborates.