Expert Commentary
Latest Articles
Tech
Loss-Control Programs: A Holistic Approach to Preventing Losses
Matthew Bogobowicz | August 28, 2026
These programs incorporate much more than safety, and Matthew Bogobowicz says benefits can be seen quickly.
Tech
Adopting AI in Insurance: What Changes, What Doesn't, and What to Do About It
Jane Damon | August 28, 2026
We have seen such change before. Jane Damon explains how jobs do not vanish; they move toward the parts of the work where judgment matters.
Design and Professional Liability
Design Professionals: Beware of Boilerplate Contract Disclaimer Language
Kenneth Slavens | August 28, 2026
Ken Slavens relates a recent case, City of Shreveport v. CDM Smith, 426 So.3d 186 (La. 2025), showing the importance of aligning form with substance throughout the entire agreement.
Catastrophe Risk Management
Predicting a Recovery's Trajectory Using Lessons from the Past
John E Putnam | August 27, 2026
John Putnam surmises about the aftermath of the Aspen Acres fire and provides takeaways from this and other wildfires.
Valuation of Insurance Organizations
Elevated Construction and Power Generation Equipment Costs for AI Data Centers
John Ray | August 26, 2026
Expansion and supply are limited by the rise in costs and lead times of construction and equipment, as well as the lack of skilled trades to perform the work. John Ray looks at the factors.
Tech
Protecting Healthcare, Pharmaceutical, and Bioscience Facilities from Water Damage
Bret Bush | August 21, 2026
These buildings operate under requirements that extend well beyond traditional commercial construction. Bret Bush explains how proactive monitoring will become more than a competitive advantage.
Additional Insured Issues
How to Prove the Duty to Defend
Julian Ehrlich | August 21, 2026
Julian Ehrlich reviews the standards of proof required to establish the duty to defend under additional insured coverage and contractual indemnity.
Agricultural Insurance
Modern Electrical Safety for Aging Agricultural Facilities
Ryan Lay | August 21, 2026
The National Fire Protection Agency regularly updates its standards. Ryan Lay says staying up to date on best practices and implementing upgrades where feasible is key.
Risk Management
Ordinance and Law Coverage: Why Documentation, Not Policy Language, Decides Most Disputes
Joshua Belanger | August 21, 2026
Joshua Belanger explains that claims do not center on whether coverage exists but instead on how the claim was documented once the local building department became involved.
Risk Management Technology
The Hidden Cost of a Cheap Renewal for Builders Risk: An Underwriter's View
Michael Reich | August 21, 2026
Premiums rise and fall with the insurance market, but risk does not. Michael Reich examines how lower premiums create the illusion that risk has become less expensive to bear.
Tech
Loss-Control Programs: A Holistic Approach to Preventing Losses
Matthew Bogobowicz | August 28, 2026
Tech
Adopting AI in Insurance: What Changes, What Doesn't, and What to Do About It
Jane Damon | August 28, 2026
Design and Professional Liability
Design Professionals: Beware of Boilerplate Contract Disclaimer Language
Kenneth Slavens | August 28, 2026
Catastrophe Risk Management
Predicting a Recovery's Trajectory Using Lessons from the Past
John E Putnam | August 27, 2026
Valuation of Insurance Organizations
Elevated Construction and Power Generation Equipment Costs for AI Data Centers
John Ray | August 26, 2026
Tech
Protecting Healthcare, Pharmaceutical, and Bioscience Facilities from Water Damage
Bret Bush | August 21, 2026
Agricultural Insurance
Modern Electrical Safety for Aging Agricultural Facilities
Ryan Lay | August 21, 2026
Risk Management
Ordinance and Law Coverage: Why Documentation, Not Policy Language, Decides Most Disputes
Joshua Belanger | August 21, 2026
Risk Management Technology
The Hidden Cost of a Cheap Renewal for Builders Risk: An Underwriter's View
Michael Reich | August 21, 2026
