Expert Commentary

Latest Articles

Tech

Insurance Technology Is No Longer Just for the Big Players

Matthew Bogobowicz | November 13, 2026

What is the cost of waiting to utilize technology versus implementing today? That's the question Matthew Bogobowicz says you should be asking.

Construction

Advice to Pitching Tech Founders: Sell Outcomes, Not Features

Rose Hall | November 13, 2026

When selling tech "solutions" to construction companies, remember that such firms do not care about the technology for its own sake. Rose Hall says they are interested in running their companies.

Courts and Coverage

$604 Million Lessons from a Dallas Case

Doug Marcello | November 13, 2026

Doug Marcello looks at a case against a broker for engaging an "unsafe" trucking company, involving the legal principles of "borrowed employee" and "joint and several liability," culminating in the broker's potential responsibility for the full verdict.

Catastrophe Risk Management

Wildfire Modeler Perspectives on Insurance

Scott Ritter | October 30, 2026

Major wildfire loss events share a common thread: high winds and extreme rates of spread. Scott Ritter suggests possible insurer responses.

Subcontractor Performance Risk

Managing the Risk of the New

Cheri Hanes | October 29, 2026

What is viewed as new is rarely as novel as it seems. Cheri Hanes explains that managing new risk starts with understanding what makes it new and leveraging all of the experience and lessons at your disposal.

Tech

AI Agents Know the Policy, Not the Risk

Paul Moxon | October 29, 2026

The distinction between risk information and risk-in-context matters in insurance because risk exists over time. Paul Moxon offers ideas for better supporting artificial intelligence (AI) agents.

Leadership at All Levels

One Brave Moment in Construction Risk Leadership

Tricia Kagerer | October 16, 2026

Small, intentional acts of courage can change the direction of our work and our lives. Tricia Kagerer relates her experiences in the industry, lessons learned, relationships built, and communications that went awry.

Commercial Property

What Does ACV Mean in Commercial Property Insurance?

Catherine L Trischan | October 16, 2026

Catherine Trischan examines the history of the phrase, from the 1886 New York Standard Fire Policy to proposed Insurance Services Office, Inc., endorsements designed to establish consistency in defining and applying actual cash value (ACV) to first-party losses.