uninsured motorists coverage UM

Uninsured motoricsts cooverage applies to bodily injury and, in some states, property damage incurred by an insured when an auto accident is caused by a motorist who is not insured.

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This coverage allows an insured to collect from their insurer as if it provided liability coverage for the negligent third party.

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Underinsured motorists coverage applies to bodily injury and, in some states, property damage...