Skip to Content

uninsured motorists (UM) coverage

Uninsured motorists (UM) coverage applies to bodily injury and, in some states, property damage incurred by an insured when an auto accident is caused by a motorist who is not insured.

On This Page

uninsured motorists (UM) coverage

Uninsured motorists (UM) coverage applies to bodily injury and, in some states, property damage incurred by an insured when an auto accident is caused by a motorist who is not insured.

Additional Information


This coverage allows an insured to collect from their insurer as if it provided liability coverage for the negligent third party.

Related Terms