underwriting manager

The insurer underwriting manager is primarily responsible for achieving an underwriting profit at the local level. This person has operational as well as functional responsibilities. They are responsible for setting local underwriting policy based on various profit considerations. In surplus lines, an underwriting manager is often referred to as a managing general underwriter and acts on behalf of one specific insurer, assuming the role of an on-site branch office for the insurer. They have broad authority to bind insurance and settle claims. Their clients can be retail brokers, wholesale brokers, or managing general agents.