standard fire policy jurisdictions SFP

Standard fire policy jurisdictions have laws requiring that all property policies provide coverage that is at least equivalent to that provided by a standard fire policy.

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Some standard fire policy (SFP) states also impose this requirement on commercial inland marine policies, whereas other SFP states do not. Therefore, the SFP states are divided into two groups: SFP states that exempt commercial inland marine coverage from the SFP equivalency requirement and SFP states without a commercial inland marine exemption.