related claims provisions

Related claims provisions state that if more than one claim results from a single wrongful act, and if claims are made during more than one policy period, the insured is entitled to the limit applicable when the first claim was made.

On This Page

Additional Information

This is as opposed to the insured receiving the sum of the limits from the policy periods when all claims were made. In recent years, this term has replaced the term "noncumulation of limits provision," which has essentially the same meaning in both common usage and within policy forms. The related claims provision is also sometimes referred to as the "interrelated claims provision," although this usage is less common.



interrelated claims provisions