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pollution exclusion

A pollution exclusion in first-party or third-party insurance policies that excludes coverage for losses caused by "pollution," defined to mean an irritant or contaminant, whether in solid, liquid, or gaseous form, including—when they can be regarded as an irritant or contaminant—smoke, vapor, soot, fumes, acids, alkalis, chemicals, and waste.

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The standard pollution exclusion in post-1986 Insurance Services Office, Inc. (ISO), commercial...

A total pollution exclusion eliminates virtually all coverage for pollution incidents, including...