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manufacturers and contractors insurance (M&C)

Manufacturers and contractors insurance is now obsolete, but prior to the 1986 revision of the commercial general liability (CGL) policy, this form of insurance was used as a means of providing premises and operations coverage to manufacturers and certain types of contractors, primarily construction and installation contractors.

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Today, if an insurer wishes to exclude the products-completed operations hazard, it can do so by attaching the products-completed operations hazard exclusion endorsement. The insured can then purchase separate products and completed operations coverage.