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low speed vehicle (LSV)

A low speed vehicle (LSV) is a four-wheeled motor vehicle, other than a truck type, having a top speed of more than 20 miles per hour but not more than 25 miles per hour on paved surfaces.

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LSVs are often modified, higher-powered golf cart-type vehicles with greater maximum speeds than standard golf carts or they are manufactured as an LSV. The personal auto policy (PAP) definition of "your covered auto" now includes any LSVs shown on the declarations if the LSV endorsement is attached. The LSV is a federally approved street-legal vehicle classification that was developed in 1998 under federal motor vehicle safety standards.