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loss ratio coverage

Loss ratio coverage refers to a form of stop loss reinsurance under which the reinsurer pays a portion of the claims represented by a loss ratio in excess of a specified loss ratio.

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loss ratio coverage

Loss ratio coverage refers to a form of stop loss reinsurance under which the reinsurer pays a portion of the claims represented by a loss ratio in excess of a specified loss ratio.

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For example, "20 percent in excess of 110 percent" will result in claims between 110 percent and 130 percent being paid by the reinsurer.