A provision in most standard insurance coverage forms that imposes certain
limitations on an insured's right to sue the insurer for enforcement of the
policy. Sometimes titled "Legal Action against Us," such provisions
typically require that the insured meet all its own obligations under the
policy before bringing suit in contract. Some legal action against insurer
clauses in liability policies also attempt to limit the prerogatives of
third-party beneficiaries by stipulating that nothing in the policy gives any
third party a right to sue the insurer for damages being sought against an
insured.