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Law Enforcement Officers Liability

Law Enforcement Officers Liability

Definition

Provides errors and omissions (E&O) coverage for police departments. Unlike most professional liability coverage, such policies are often written on an occurrence (rather than on a claims-made) basis. Some of the more important covered acts include: false arrest, excessive force, and invasion of privacy. This coverage can sometimes be provided on a limited basis in the general liability policy but must usually be purchased separately. Common exclusions are criminal/intentional acts, claims for injunctive relief, and motor vehicle operations.

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