Provides errors and omissions (E&O) coverage for police departments. Unlike
most professional liability coverage, such policies are often written on an
occurrence (rather than on a claims-made) basis. Some of the more important
covered acts include: false arrest, excessive force, and invasion of privacy.
This coverage can sometimes be provided on a limited basis in the general
liability policy but must usually be purchased separately. Common exclusions
are criminal/intentional acts, claims for injunctive relief, and motor vehicle
operations.