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integrated risk

Integrated risk is a risk financing technique that combines diverse coverages in a single multiyear policy or program with one or more shared limits of liability.

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integrated risk

Integrated risk is a risk financing technique that combines diverse coverages in a single multiyear policy or program with one or more shared limits of liability.

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These programs can help insureds obtain more efficient use of their risk capital and potentially reduce their risk transfer costs. In addition, these programs can be extended to include certain financial risks that are uninsurable in traditional insurance markets, such as currency fluctuations or commodity prices.