Inchmaree clause

The Inchmaree clause is an ocean marine insurance provision adding coverage for damage directly resulting from the bursting of boilers, breakage of shafts, other mechanical failures, latent defects in the ship's equipment or machinery, and faults or errors in the navigation or management of the ship.

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The Inchamaree was a UK steamship that was damaged in a boiler explosion for which the insurer denied coverage. The British court decided in the resulting case that the explosion was not a peril of the sea and, thus, not covered. In repsonse, insurers began offering an add-on to marine hull and cargo insurance for an additional premium, and the coverage was aptly named after the ship.



negligence clause; other perils