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identity theft coverage

Identity theft coverage applies to losses incurred by an individual from an imposter obtaining key pieces of personal information, such as Social Security or driver's license numbers, that allow the imposter to impersonate the insured.

Additional Information


The information can be used to obtain credit, merchandise, and services in the name of the victim or to provide the thief with false credentials. The insurance may provide access to experienced identity theft case managers to guide you through the process of restoring control over your identity and reimburse related costs such as obtaining credit reports, lost wages, or loan application fees related to the theft. The insurance can be a stand-alone policy or added to a homeowners policy by endorsement.