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highly protected risk property HPR

Highly protected risk property is property that is judged to be subject to a much lower than normal probability of loss, due to low hazard occupancy or property type, superior construction, special fire protection, and management commitment to loss prevention.

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highly protected risk property HPR

Highly protected risk property is property that is judged to be subject to a much lower than normal probability of loss, due to low hazard occupancy or property type, superior construction, special fire protection, and management commitment to loss prevention.

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Insurers that specialize in insuring HPR property are referred to as "HPR insurers."