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Hands On Assistance

Hands-On Assistance


Hands-On Assistance — the physical assistance of another person without which a person would be unable to perform one or more of the activities of daily living (ADL). Some long-term care (LTC) insurance policies define the inability to perform an ADL without hands-on assistance as a trigger for policy benefits. Hand-on assistance is a more stringent measure than merely requiring "stand-by" assistance.

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