Fully Insured Status — the highest covered status under the Social Security benefits under the Old
Age, Survivors, Disability, and Health Insurance (OASDHI) Act, entitling the
worker to all types of benefits, including retirement. Before a worker can
collect Social Security benefits under the OASDHI Act, he or she must have
credit for a certain amount of covered work. Fully insured status is typically
reached after 10 years of employment in a covered occupation.