Given the frequency with which jury awards include monies for "front pay," coupled with the potential magnitude of such awards (a wrongfully terminated 40-year-old former employee could conceivably receive 25 years of front pay), coverage for this element of damages under employment practices liability insurance (EPLI) policies is desirable. Although most of these forms do not include "front pay" within their definitions of "covered damages," neither do they exclude the exposure and, therefore, cover it.