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fellow employee coverage

Fellow employee coverage is an endorsement to the business auto policy (BAP) that provides coverage for claims made by an injured employee against a fellow employee who caused or contributed to the injury.

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In 1999, the Insurance Services Office, Inc. (ISO), introduced two standard fellow employee coverage endorsements. The Fellow Employee Coverage endorsement (CA 20 55) removes the fellow employee exclusion entirely, while the Fellow Employee Coverage for Designated Employees/Positions endorsement (CA 20 56) does so only with respect to specified individuals, job titles, or positions.