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Extraterritorial Coverage

Extraterritorial Coverage

Definition

Extraterritorial Coverage — the extension of state workers compensation law to provide benefits for workers hired in the state, but injured while working in another state. There is usually a maximum placed on the amount of time an employee can spend outside the state of hire and still file a claim in that state. This term is also used in international insurance to denote coverage for work-related injuries occurring outside the boundaries of the country of hire.

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