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Extraterritorial Coverage

Extraterritorial Coverage

Definition

The extension of state workers compensation law to provide benefits for workers hired in the state, but injured while working in another state. There is usually a maximum placed on the amount of time an employee can spend outside the state of hire and still file a claim in that state. This term is also used in international insurance to denote coverage for work-related injuries occurring outside the boundaries of the country of hire.

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