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exposure rating

Exposure rating is a method of rating, usually applied to excess of loss reinsurance, under which the rate is determined based on an analysis of the exposure inherent in the business to be covered and not on the loss experience the business has demonstrated in the past.

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exposure rating

Exposure rating is a method of rating, usually applied to excess of loss reinsurance, under which the rate is determined based on an analysis of the exposure inherent in the business to be covered and not on the loss experience the business has demonstrated in the past.

Additional Information


The reinsurance underwriter can use both exposure rating and loss rating to determine the quoted price.