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Electronic Data Liability

Definition

The exposure faced by individuals and organizations that may cause loss of, damage to, or inability to access or use electronically stored data. The exposure is the subject of an exclusion in standard general liability policies and may be insured separately under a claims-made policy that covers "electronic data incidents" resulting in damage to, loss of, loss of use of, corruption of, inability to access, or inability to properly manipulate electronic data.

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