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electronic data liability

Electronic data liability is the exposure faced by individuals and organizations that may cause loss of, damage to, or inability to access or use electronically stored data.

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Additional Information

The exposure is the subject of an exclusion in standard general liability policies and may be insured separately under a claims-made policy that covers "electronic data incidents" resulting in damage to, loss of, loss of use of, corruption of, inability to access, or inability to properly manipulate electronic data.