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double excess coverage

Double excess coverage is a provision within directors and officers (D&O) liability policies covering an insured director's or officer's work in conjunction with an outside firm, usually a nonprofit organization.

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When "outside directorship liability" coverage is written on a double excess basis, the policy will be required to pay claims only after: (1) the outside organization's D&O insurer pays the claim and (2) the outside firm is financially unable to reimburse the director or officer for the claim.

Related Terms


Outside directorship liability coverage refers to the coverage provided by directors and officers...

Triple excess coverage refers to a provision of coverage included within directors and officers...