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coordination of coverage

Coordination of coverage is the process of reviewing and possibly modifying the scope or nature of coverage provided by an insured's various liability policies to eliminate gaps or overlaps.

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For example, if an insured has an occurrence-based commercial general liability (CGL) policy and an umbrella policy written with a claims-made trigger, coverage gaps could result. Coordinating coverage in this instance might involve replacing the umbrella policy with an occurrence form.