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community rating system (CRS)

A community rating system (CRS) is a voluntary program for the National Flood Insurance Program's (NFIP's) participating communities.

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Additional Information

The CRS's purpose is to promote the awareness of flood insurance, mitigate flood losses, and facilitate accurate insurance rating. A chief way in which the CRS mitigates losses is to provide incentives (i.e., premium discounts) for communities to extend beyond the minimum floodplain management requirements by developing extra measures to provide protection from flooding. For a community to qualify for the CRS, it must be in full compliance with all aspects of the NFIP.

Related Terms

Flood coverage is insurance for damage to property caused by a flood.

A federally funded program established in 1968 to make flood insurance available at a reasonable...