Other-than-collision (OTC) coverage is available under the personal auto policy (PAP). OTC coverage...
collision insurance
Collision insurance is a form of automobile insurance that provides for reimbursement for loss to a covered automobile due to its colliding with another vehicle or object or the overturn of the automobile.
Additional Information
This covers only damage to the automobile itself as "auto" is defined in the policy.
Synonyms
physical damage
Related Terms
Specified causes of loss coverage is a type of auto physical damage coverage that is an alternative...
Named perils coverage is a property insurance term referring to policies that provide coverage only...
