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claims-made and reported provision

A claims-made coverage trigger requiring that a claim be both made against the insured and reported to the insurer during the policy period for coverage to apply is called a claims-made and reported provision.

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Additional Information

Such provisions, which are found most frequently in professional and directors and officers (D&O) liability policies, often cause problems if a claim is made against an insured late in a policy period and the insured is unable to report the claim to the insurer prior to expiration of the policy.

Related Terms

A claims-made coverage trigger obligates an insurer to defend and/or pay a claim on an insured's...