A form used to estimate an organization's annual business income for the
upcoming 12-month period, for purposes of selecting a business income limit of
insurance. The selected percentage, or multiple, of the organization's
estimated annual business income for the upcoming 12-month period should be
based on how long it would take to replace all damaged property and resume
operations in the event of a worst-case loss. For some organizations, this
period could exceed 12 months. Most insurers require a completed business
income worksheet as a condition of activating the business income agreed value
coverage option.