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bobtail liability

Bobtail liability is the term coined to apply to auto liability coverage for an owner/operator after a load has been delivered and while the truck is not being used for trucking purposes.

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Additional Information

This usually occurs when an owner/operator is operating their vehicle for mobility only (e.g., on the way home) and not in the course of transporting property for the motor carrier under whose operating authority they haul, and on whose liability policy they depend while they are engaged in trucking. The method of providing what is known as bobtail liability is a business auto policy (BAP) with the Truckers—Insurance for Non-Trucking Use endorsement (CA 23 09) attached.


nontrucking liability

Related Terms

A truck/tractor operating without a trailer or semitrailer.

Deadheading is operating a truck/tractor with its trailer empty.

Unladen liability is used in motor carrier/trucking terminology to refer to liability coverage...