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An agent is a person or organization that is authorized to act on behalf of another. An insurance agent is a person or organization that solicits, negotiates, or instigates insurance policies on behalf of one or more insurance companies.

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An insurance agent and can be independent or an employee of the insurer. Insurance agents are the legal representatives of insurers, rather than policyholders, with the right to perform certain acts on behalf of the insurers they represent, such as to bind coverage.

Related Terms

A broker is an insurance intermediary who/that represents the insured rather than the insurer.

The independent agency system consists of marketing insurance through independent contractors...

An exclusive agency system is an insurance distribution system through which agents represent only...