Additional Named Insured
Definition
Additional Named Insured — (1) A person or organization, other than the first named insured, identified as
an insured in the policy declarations or an addendum to the policy
declarations. (2) A person or organization added to a policy after the policy
is written with the status of named insured. This entity would have the same
rights and responsibilities as an entity named as an insured in the policy
declarations (other than those rights and responsibilities reserved to the
first named insured). In this sense, the term can be contrasted with additional
insured, a person or organization added to a policy as an insured but not as a
named insured. The term has not acquired a uniformly agreed upon meaning within
the insurance industry, and use of the term in the two different senses defined
above often produces confusion in requests for additional insured status
between contracting parties.