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"add-on" no-fault laws

Add-on no-fault laws are statutes applicable in some states that allow the addition of personal injury protection (PIP) coverages to auto insurance policies without limiting an injured party's right to sue in tort.

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In some of these "add-on" states, purchase of these personal injury (PI), or "no-fault," coverages is mandatory. In others, purchase is at the insured's option, although insurers are required to offer them.

Related Terms

Personal injury coverage is found under the commercial general liability and homeowners policies....

No-fault or personal injury protection (PIP) is a type of auto insurance coverage mandated by...