A type of coverage often written in conjunction with group life insurance
plans. It essentially provides for (1) "double indemnity" when death
is caused by an accident and (2) defined dismemberment benefits. It will
generally pay the full principal sum when death occurs or more than one member
(e.g., hand, eye, or foot) is lost in an accident. One-half of the principal
sum is generally paid when one member is lost.