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Tim Ryles

(912) 289–9659

[email protected]

Tim Ryles Consulting Services, LLC
4003 Riverside Dr.
Brunswick , GA 31520

Tim Ryles, PhD, AAI

Insurance Litigation and Regulatory Consultant


Dr. Ryles, who contributes articles on current trends and issues for IRMI.com, provides consulting services and expert testimony in insurance litigation, regulatory matters, and consumer protection. He also works as an associate at Robert Hughes Associates in Dallas and is a frequent author and speaker on those issues.

Georgia Commissioner of Insurance from 1991 to 1995, he also was appointed by Governor George Busbee to serve as administrator of Georgia's Governor's Office of Consumer Affairs from 1975 to 1982. Other government/regulatory positions include Statutory Advisory Committee and state liaison officer, US Consumer Product Safety Commission; president and vice president, National Association of Consumer Agency Administrators; Executive Committee, National Association of Insurance Commissioners (NAIC); chair, NAIC Anti-Fraud Committee; staff, Communications Workers of America; chairman, Georgia Coalition for Consumer Rights; board of directors, National Consumer Symposium, Tucson, Arizona, Georgia Consumer Center; Georgia Watch, Atlanta Health Care Alliance; and Consumer Rights and Remedies Committee.

Dr. Ryles received his master of arts and doctorate degrees in political science from the University of Georgia and a bachelor of science degree from Troy State College. His academic experience includes faculty positions at the University of Georgia, Georgia State University, and Mercer University. Dr. Ryles is active in the American Risk and Insurance Association, NAIC Passe Club, Insurance Section of the Texas Bar Association, Association of Insurance Compliance Professionals, and the American Bar Association Tort Trial and Insurance Practice Section.


Articles

Current Trends and Issues

In Search of Standards for Totaled Auto Claims Software

September 01, 2022 | Tim Ryles

Current Trends and Issues

Understanding the Estimatics of Settling Total Vehicle Claims

August 11, 2022 | Tim Ryles

Current Trends and Issues

Auto Markets and Settlement of First-Party Totaled Vehicle Claims

July 29, 2022 | Tim Ryles

Current Trends and Issues

Disclosing Policy Limits in Liability Claims: a Landmine for Bad Faith

April 12, 2019 | Tim Ryles

Current Trends and Issues

Noneconomic Costs of Flood Insurance in a Regulatory Minefield

June 01, 2018 | Tim Ryles

Current Trends and Issues

Fair Claims versus the Property Insurance Mortgage Clause

May 04, 2018 | Tim Ryles

Current Trends and Issues

The History of Ethical Principles and Insurance

February 09, 2018 | Tim Ryles

Current Trends and Issues

Insurance Is "Affected with a Public Interest"

August 04, 2017 | Tim Ryles

Current Trends and Issues

Just What Does "Amount of Loss" Amount to in Appraisal Clauses? (Part 3)

December 01, 2014 | Tim Ryles

Current Trends and Issues

In Praise (or Not) of the Appraisal Clause in Homeowners Policies (Part 2)

November 01, 2014 | Tim Ryles

Current Trends and Issues

Appraisal Clause in Homeowners Policies

October 17, 2014 | Tim Ryles

Current Trends and Issues

Judicial Estoppel and Insurance Claims

November 01, 2013 | Tim Ryles

Current Trends and Issues

New Issues in the Marketing of Producer Errors and Omissions Insurance

March 01, 2013 | Tim Ryles

Current Trends and Issues

Risk Purchasing Groups: A Fictitious Grouping for Illusory E&O Coverage?

March 01, 2013 | Tim Ryles

Current Trends and Issues

Resources for Identifying Standards of Conduct for Insurance Producers

October 01, 2012 | Tim Ryles

Current Trends and Issues

Third-Party Vendors in Insurance Claims Investigations: A Framework for Evaluation

November 01, 2010 | Tim Ryles

Current Trends and Issues

Underwriting and Claims: Time to Become Friends?

October 01, 2009 | Tim Ryles

Current Trends and Issues

The War on Fraud: Pitfalls in Public-Private Partnerships

August 01, 2009 | Tim Ryles

Current Trends and Issues

Insurer's Duty at the Outset of a Personal Lines Claim

September 01, 2008 | Tim Ryles

Current Trends and Issues

Why Insurance Companies Should Bear—Not Manage—Risk

April 01, 2008 | Tim Ryles

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Current Trends and Issues

Hazards of Relying on Computer Technology in Claim Settlements

April 01, 2007 | Tim Ryles

Current Trends and Issues

Insurance Agent Liability in Katrina Litigation

January 01, 2007 | Tim Ryles

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Current Trends and Issues

Dissecting Problems in Association Health Insurance Policies

June 01, 2006 | Tim Ryles

Current Trends and Issues

How To Recognize and Avoid Health Insurance Fraud

January 01, 2006 | Tim Ryles

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Current Trends and Issues

Probing the Gaps in GAP Insurance

June 01, 2005 | Tim Ryles

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Current Trends and Issues

Household, Family, and Other Problems in Homeowners Policy Language

March 01, 2005 | Tim Ryles

Current Trends and Issues

Who Really Lives (or Doesn't) in Your Household?

January 01, 2005 | Tim Ryles