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Reinsurance

Adventures in Contract Wording: The Effect of Ambiguous Reinsurance Contract Language

Larry Schiffer | September 1, 2000

This article examines some of the problems that can occur because of imprecise reinsurance contract language and what can be done to avoid this scenario.

Design and Professional Liability

AIA Standard Form Is an Acceptable "Allocation of Risk" between "Sophisticated Business Actors"

Kenneth A Slavens | September 1, 2000

The Fourth Circuit court has ruled the accrual provision in AIA 11.3 to be enforceable. The court held that the clause, which determines when the statute of limitations begins to run, is not against public policy. Ken Slavens discusses.

Design and Professional Liability

Insurance for Architect- and Engineer-Led Design-Build Projects

David Collings | August 1, 2000

This article reviews the liability insurance typically purchased by architects and engineers, and examines how well it works in design-build settings.

Enterprise Risk Management

Enterprise Risk Management in the Financial Services Industry: Still a Long Way to Go

Jerry Miccolis | August 1, 2000

The promise of ERM for financial services managers is that it can help them systematically make business decisions that contemplate all types of risk (e.g., event risks, operational risks, and financial risks). But, how close is this industry to realizing the promise of ERM? A recent Tillinghast-Towers Perrin survey reveals the answer.

Construction Safety

Contractor Qualification

Ron Prichard | August 1, 2000

The first step in a sound construction risk management program is the selection of a qualified contractor. This article provides a methodical process of evaluating and comparing contractor qualifications.

Cyber and Privacy Risk and Insurance

Third-Party Liability E-Commerce Risks and Traditional Insurance Programs

Michael A Rossi | August 1, 2000

Mike Rossi aims to help you better understand how to review an insurance program with respect to e-commerce risks, as well as to evaluate the need for special e-commerce insurance policies.

Employment Practices

Nonunion Employees Gain Right to Representation during Investigatory Interviews

Paul Siegel | August 1, 2000

This article discusses a recent National Labor Relations Board decision holding that nonunion employees have the right to representation during an interview that might lead to disciplinary action and its potential impact on the workplace.

Workers Compensation Issues

The Employee Leasing Decision

Christine Fuge | August 1, 2000

Employee leasing offers a variety of benefits, including a possible reduction in net expenses. However, it is not a strategy without risk. IRMI reviews some of the issues to assess when considering this option.

Agent and Broker Technology Issues

Managing Electronic Communications

Steve Anderson | July 15, 2000

Steve Anderson looks at the growth of email.

Liability Insurance

When a Breach of Contract Constitutes an Accident

Jill B Berkeley | July 1, 2000

Courts that confuse damages arising in "tort" with damages arising in "contract" overlook an important legal principle, as well as misuse the concept of "negligence" in the insurance context. The argument that concludes no coverage exists for breach of contract actions puts the cart before the horse. Jill Berkeley explains.

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