Expert Commentary
Latest Articles
Reinsurance
If It Looks Like a Claim, and Sounds Like a Claim, Is It a Claim for Reinsurance Purposes?
Larry Schiffer | January 1, 2002
In this article, Larry Schiffer explains why a claim to an insurance company may not be a claim to a reinsurer, depending on the nature of the reinsurance provided.
Time Element
World Trade Center Terrorist Business Interruption: Claims Will Challenge Policyholders
Daniel Torpey | January 1, 2002
Daniel Torpey and Jeffrey Phillips explain the challenges that a company filing a property or business interruption claim arising from the September 11 terrorist attacks will face in pursuing its claims.
Construction Defect Coverage
Full Circle Regression: the New ISO "Your Work" Endorsements
Patrick Wielinski | January 1, 2002
In December, ISO issued two new endorsements for contractors' CGL policies eliminating coverage for property damage arising out of their subcontractors' defective work. Pat Wielinski examines the history and explains the problem.
Liability Insurance
The 2001 ISO CGL Revision
Jeffrey Woodward | January 1, 2002
Discover the key changes in the 2001 ISO CGL policy revision and understand how it impacts coverage for Internet exposures and other liabilities.
Design and Professional Liability
Architects and "Design and Construct" Liability under the Americans with Disabilities Act
Kenneth Slavens | December 8, 2001
Another federal court of appeals has weighed in on the applicability of the ADA to design professions. Ken Slavens explains how the ADA liability exposure of a building designer depends on where the project is located, until a higher court rules on the issue.
Property Insurance
When Applying the Limitation for Wind-Driven Rain, What Constitutes a "Roof"?
Douglas Berry | December 1, 2001
In this article, Doug Berry summarizes the insurance law cases addressing the question of what is and is not a roof under property insurance policies.
Risk Financing Info
Financial Lines—The New ART Frontier
Brent Clark | December 1, 2001
Brent Clark explains how the blending of classic financial guarantee and surety markets with the alternative risk transfer ART field is resulting in the creation of a market willing to take a customized, problem solving approach to unique risk financing problems.
Workers Compensation Issues
The Continuing Impact of September 11 on Workers Compensation
Christine Fuge | December 1, 2001
It's been over 90 days since the attacks, and resulting WC payments are estimated to be over $4 billion. This article updates how the various state and insurance regulators are responding.
Workers Compensation Issues
Three Management Processes that Help Reduce Workers Compensation Cost
Martin McGavin | December 1, 2001
The involvement of operations managers in the workers compensation cost control effort is vital to its success. Martin McGavin explains how measurement, cost allocation, and providing management information can assure their involvement and an environment where cost containment is an expected part of every operations manager's job.
Construction Safety
Initial Assessment Site Assessments—Part 2
Ron Prichard | December 1, 2001
In this article, Ron Prichard examines the questions that need to be asked during an initial construction site assessment to determine how the site is meeting both safety and development goals.
Reinsurance
If It Looks Like a Claim, and Sounds Like a Claim, Is It a Claim for Reinsurance Purposes?
Larry Schiffer | January 1, 2002
Time Element
World Trade Center Terrorist Business Interruption: Claims Will Challenge Policyholders
Daniel Torpey | January 1, 2002
Construction Defect Coverage
Full Circle Regression: the New ISO "Your Work" Endorsements
Patrick Wielinski | January 1, 2002
Design and Professional Liability
Architects and "Design and Construct" Liability under the Americans with Disabilities Act
Kenneth Slavens | December 8, 2001
Property Insurance
When Applying the Limitation for Wind-Driven Rain, What Constitutes a "Roof"?
Douglas Berry | December 1, 2001
Workers Compensation Issues
The Continuing Impact of September 11 on Workers Compensation
Christine Fuge | December 1, 2001
Workers Compensation Issues
Three Management Processes that Help Reduce Workers Compensation Cost
Martin McGavin | December 1, 2001
