Expert Commentary
Latest Articles
Risk and Insurance History
The World's First Insurance Company
Barry Klein | July 1, 2001
In 1666, the Great Fire of London nearly destroyed the city. Barry Klein explains how the first insurance company—as well as the first fire brigade—emerged from the ashes.
Surety
All Guarantees Are Not Created Equal
Rolf Neuschaefer | July 1, 2001
In construction, the obvious alternative to the owner/lender assuming the performance risk is to secure some form of guarantee. Rolf Neuschaefer examines some of the alternatives and highlights differences between them.
Surety
Surety Bond Penalty Waivers in Takeover Situations
Marilyn Klinger | July 1, 2001
Learn how surety bond penalty waivers apply in takeover situations and understand the legal implications for performance bonds and sureties. Marilyn Klinger discusses.
Risk and Insurance History
The Great Fire of London
Barry Klein | June 1, 2001
Barry Klein explains how the Great Fire of London catalyzed the birth of the modern insurance industry and explores the historical events that shaped its emergence.
Drafting and Interpreting Policies
Sick Building Syndrome and a Definition of "Pollution Conditions"
Kenneth Wollner | June 1, 2001
Are sick building syndrome claims covered under your insurance policy? Check the language. But what conclusion do you reach when the conditions, definitions, and exclusions don't jibe? This article examines the quandary.
Reinsurance
The Trouble with Giving Away the Pen
Larry Schiffer | June 1, 2001
Managing general agents have always been used to provide special expertise to insurance/reinsurance companies. However, they are often viewed negatively. Larry Schiffer discusses some of the problems that arise in a managing agency relationship and suggests viable solutions.
Agent and Broker Technology Issues
Next Generation Management Systems
Steve Anderson | May 12, 2001
Steve Anderson describes current Application Service Providers and their offerings, including advantages and disadvantages to consider.
Liability Insurance
Insurance Coverage Disputes and Society's Problems
Jill Berkeley | May 1, 2001
Unfortunately, insurance coverage disputes mirror casualty and liability losses throughout the world. This article examines recent litigation involving insurance coverage disputes and violent crimes and sexual assaults.
Workers Compensation Issues
Workers Compensation and Medicare
Jim Pocius | May 1, 2001
Medicare now believes there has been an illegal shift of medical benefits from workers compensation insurers to Medicare. To stem this flow, Medicare hopes to examine all workers comp settlements, even when claimants do not qualify for Medicare benefits. Jim Pocius explains what may be in store in this controversial area.
Property Insurance
What's New in the 2000 Edition ISO Commercial Property Forms
Linda Robinson | May 1, 2001
The 2000 revisions to the ISO commercial property portfolio affect 11 coverage forms, all 3 causes of loss forms, 24 coverage endorsements, and a number of schedule endorsements. This article reviews the changes to the building and personal property coverage form.
Drafting and Interpreting Policies
Sick Building Syndrome and a Definition of "Pollution Conditions"
Kenneth Wollner | June 1, 2001
Property Insurance
What's New in the 2000 Edition ISO Commercial Property Forms
Linda Robinson | May 1, 2001
