Expert Commentary
Latest Articles
Surety
California Workers Compensation Self-Insured Bonds and the Principal's Bankruptcy
Marilyn Klinger | February 1, 2002
Many states allow employers to self-insure workers compensation (WC) as long as the employer supports that self-insurance with a surety bond or other security. Marilyn Klinger discusses California WC self-insured bonds in the context of the employer's bankruptcy.
Enterprise Risk Management
Implementing Enterprise Risk Management: The Emerging Role of the Chief Risk Officer
Jerry Miccolis | January 1, 2002
Jerry Miccolis and Chuck Lee discuss the CRO approach, profile, where to find one, and how this individual should fit into the structure of the organization to make ERM a living reality.
Surety
Surety Credit Basics
Rolf Neuschaefer | January 1, 2002
Rolf Neuschaefer explains how the surety market is changing in light of September 11 and the downfall of Enron, and the essential elements to a good working relationship with your surety, particularly in such uncertain times.
Workers Compensation Issues
Return to Work—A Forgotten Aspect of Workers Compensation
Jim Pocius | January 1, 2002
Jim Pocius examines trends and case law involving returning injured workers to productive lives after industrial injuries, and the importance of doing so for both employers and claimants.
Construction Safety
Site Assessments: Conducting a Site Assessment—Part 3
Ron Prichard | January 1, 2002
In this, the third of a four-part series, Ron Prichard discusses how to tackle the task of gaining information about a construction site by actually going on-site and determining what those working on-site think of the project and its progress.
Time Element
World Trade Center Terrorist Business Interruption: Claims Will Challenge Policyholders
Daniel Torpey | January 1, 2002
Daniel Torpey and Jeffrey Phillips explain the challenges that a company filing a property or business interruption claim arising from the September 11 terrorist attacks will face in pursuing its claims.
Additional Insured Issues
Can an Indemnity Agreement Determine Who's Primary and Who's Excess?
Joseph Postel | January 1, 2002
Joe Postel explains that the answer is simple: not unless the indemnitee has a judgment for indemnity against the indemnitor, citing a recent California Court of Appeal case.
Construction Defect Coverage
Full Circle Regression: the New ISO "Your Work" Endorsements
Patrick Wielinski | January 1, 2002
In December, ISO issued two new endorsements for contractors' CGL policies eliminating coverage for property damage arising out of their subcontractors' defective work. Pat Wielinski examines the history and explains the problem.
Liability Insurance
The 2001 ISO CGL Revision
Jeffrey Woodward | January 1, 2002
Discover the key changes in the 2001 ISO CGL policy revision and understand how it impacts coverage for Internet exposures and other liabilities.
Reinsurance
If It Looks Like a Claim, and Sounds Like a Claim, Is It a Claim for Reinsurance Purposes?
Larry Schiffer | January 1, 2002
In this article, Larry Schiffer explains why a claim to an insurance company may not be a claim to a reinsurer, depending on the nature of the reinsurance provided.
Surety
California Workers Compensation Self-Insured Bonds and the Principal's Bankruptcy
Marilyn Klinger | February 1, 2002
Enterprise Risk Management
Implementing Enterprise Risk Management: The Emerging Role of the Chief Risk Officer
Jerry Miccolis | January 1, 2002
Workers Compensation Issues
Return to Work—A Forgotten Aspect of Workers Compensation
Jim Pocius | January 1, 2002
Construction Safety
Site Assessments: Conducting a Site Assessment—Part 3
Ron Prichard | January 1, 2002
Time Element
World Trade Center Terrorist Business Interruption: Claims Will Challenge Policyholders
Daniel Torpey | January 1, 2002
Additional Insured Issues
Can an Indemnity Agreement Determine Who's Primary and Who's Excess?
Joseph Postel | January 1, 2002
Construction Defect Coverage
Full Circle Regression: the New ISO "Your Work" Endorsements
Patrick Wielinski | January 1, 2002
Reinsurance
If It Looks Like a Claim, and Sounds Like a Claim, Is It a Claim for Reinsurance Purposes?
Larry Schiffer | January 1, 2002
