IRMI Online Talk With Us
Home Articles Expert Commentary

Expert Commentary

Latest Articles

Clear All

Drafting and Interpreting Policies

Sick Building Syndrome and a Definition of "Pollution Conditions"

Kenneth Wollner | June 1, 2001

Are sick building syndrome claims covered under your insurance policy? Check the language. But what conclusion do you reach when the conditions, definitions, and exclusions don't jibe? This article examines the quandary.

Reinsurance

The Trouble with Giving Away the Pen

Larry Schiffer | June 1, 2001

Managing general agents have always been used to provide special expertise to insurance/reinsurance companies. However, they are often viewed negatively. Larry Schiffer discusses some of the problems that arise in a managing agency relationship and suggests viable solutions.

Agent and Broker Technology Issues

Next Generation Management Systems

Steve Anderson | May 12, 2001

Steve Anderson describes current Application Service Providers and their offerings, including advantages and disadvantages to consider.

Liability Insurance

Insurance Coverage Disputes and Society's Problems

Jill B Berkeley | May 1, 2001

Unfortunately, insurance coverage disputes mirror casualty and liability losses throughout the world. This article examines recent litigation involving insurance coverage disputes and violent crimes and sexual assaults.

Workers Compensation Issues

Workers Compensation and Medicare

Jim Pocius | May 1, 2001

Medicare now believes there has been an illegal shift of medical benefits from workers compensation insurers to Medicare. To stem this flow, Medicare hopes to examine all workers comp settlements, even when claimants do not qualify for Medicare benefits. Jim Pocius explains what may be in store in this controversial area.

Property Insurance

What's New in the 2000 Edition ISO Commercial Property Forms

Linda Robinson | May 1, 2001

The 2000 revisions to the ISO commercial property portfolio affect 11 coverage forms, all 3 causes of loss forms, 24 coverage endorsements, and a number of schedule endorsements. This article reviews the changes to the building and personal property coverage form.

Maritime Law

Admiralty Jurisdiction: A Challenge for Even the Seasoned Practitioner

Michael Orlando | May 1, 2001

Determining whether admiralty jurisdiction exists over a particular claim can prove extremely challenging, even for those well versed in admiralty law. This article examines the history, landmark cases, and how to determine where the baseline exists on a coastal state.

Construction Defect Coverage

Back to the Exclusions—The "Subcontractor" Exception

Patrick Wielinski | May 1, 2001

Explore the intricacies of the "your work" exclusion and its "subcontractor" exception within CGL policies, and understand their impact on construction defect cases.

Intellectual Property

Intellectual Property Coverage: Are You Naked?

Sanford Warren | May 1, 2001

Discover strategies to safeguard your company against the financial risks of intellectual property litigation and ensure robust legal protection.

Surety

Proactive Surety Claims Handling

Marilyn Klinger | April 1, 2001

In recent years, sureties have begun more proactive claims handling. This article explains how sureties can work with the project owner, prime contractor, bond producer, underwriter, and claims personnel so that all can be in a win-win situation after a claim.

IRMI Online