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Expert Commentary


Latest Articles

Equipment Theft Prevention

Technology in the Fight Against Equipment Theft—Part 4

David Shillingford | March 1, 2003

David Shillingford analyzes how technology can be used to fight crime and the cost/benefit considerations of these technologies.

Personal Lines Insurance

Wedding Insurance: A Savvy Purchase?

Robin Olson | March 1, 2003

Spring brings not only flowers, but weddings too. Wedding insurance should be purchased far in advance, before any expenses are incurred. Rob Olson examines the product and the providers.

Reinsurance

Who Owes Whom? Understanding Setoffs in Reinsurance

Larry Schiffer | March 1, 2003

There are many situations in reinsurance relationships where the concept of setoff may apply. Larry Schiffer explains the right, its origins, and its application.

Political Risk

Terrorism's Impact on International Relations

Daniel Wagner | March 1, 2003

Wagner discusses how the war on terrorism has changed our world and the impact that unpredictability of future events has on global politics and economics.

Workers Compensation Issues

The Impact of TRIA on Workers Compensation Insurance

Christine Fuge | February 18, 2003

With the passage of the Terrorism Risk Insurance Act of 2002, the landscape of workers compensation insurance has been forever altered. IRMI assesses the ramifications.

Writing Tips for Insurance Professionals

"Never End a Sentence in a Preposition" and Six Other Myths about Writing

Gary Blake | February 8, 2003

In this article, Gary Blake discusses seven 'rules' that insurance claims people must occasionally break to make their communications supple and effective.

Surety

Can a Surety Enforce the Automatic Stay in the Principal's Bankruptcy?

Marilyn Klinger | February 1, 2003

Where a contract has not been terminated prior to the bankruptcy, a surety has standing to enforce the automatic stay against the owner. Marilyn Klinger discusses the factors that can affect recovery.

Cyber and Privacy Risk and Insurance

The Growing Privacy Risk and the Insurance Industry

Gary Clayton | February 1, 2003

Privacy is quickly becoming a growing concern to risk managers and the insurance industry. Gary Clayton asks, "Are you prepared?"

Market Practices

Considering Alternative Risk Transfer

Peter Polstein | February 1, 2003

Peter Polstein examines the use of deductibles and self-insured retentions to help with the rising costs of insurance premiums.

Employment Practices

The Dangers of "Post-Injury" Drug and Alcohol Testing

Paul Siegel | February 1, 2003

Paul Siegel explains why, due to recent case law, employers should be wary of conducting automatic testing based on an employee work-related injury.