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Expert Commentary


Latest Articles

Workplace Violence Prevention

Preemployment Screening and Workplace Violence Prevention

James Madero | June 1, 2004

Dr. James Madero discusses how preemployment screening, such as background checks and drug testing, helps prevent workplace violence and costly hiring mistakes.

Continuous Performance Improvement

Deming's Points #2 and #3 as Applied to the Insurance Industry

John Pryor | June 1, 2004

John Pryor discusses W. Edwards Deming's principles of "adopt the new philosophy" and "cease dependence on mass inspection," along with real-world examples.

Equipment Theft Prevention

Lessons from an Equipment Thief

David Shillingford | June 1, 2004

David Shillingford steps into the mind of a heavy equipment thief, discussing how such a theft might occur and what steps owners can take to avoid becoming victims.

Courts and Coverage

Seventh Circuit Upholds Anti-Stacking Clauses

Richard Valentino | June 1, 2004

In this article, Richard Valentino discusses a recent case upholding unambiguous anti-stacking clauses to prevent the doubling of an auto insurer's liability limits.

Healthcare Professional Liability Insurance

Physicians: Frustrated and Fighting Back

Charles Kolodkin | May 15, 2004

Going on the offensive against disgruntled patients and their attorneys seems appealing, but Charles Kolodkin explains why risk management training is a better idea.

Intellectual Property

Avoiding Willful Infringement in Intellectual Property Litigation—Part 2

Sanford Warren | May 1, 2004

In this second of a 2-part article, Sanford Warren and Jack Richards examine what constitutes an effective non-infringement opinion under patent law.

Liability Insurance

Additional Insured Changes in the CGL

Craig Stanovich | May 1, 2004

Craig Stanovich discusses the new changes to the additional insured endorsements and the introduction of a limitation to the definition of 'insured contract' characterized by ISO as coverage reductions.

Environmental

Managing the Environmental Risk from Subcontractors

Jeff Slivka | May 1, 2004

Jeff Slivka and Mitch Cohen look at environmental risks posed by the many workers on the construction site and how to adequately manage these risks.

Time Element

Business Interruption for Denial of Access Revisited

Douglas Berry | May 1, 2004

Doug Berry discusses three recent court cases addressing the denial of access due to a civil authority order and the effect of particular policy wording on business interruption coverage.

Employment Practices

New Guidelines for Federal Workplace Drug Testing Proposed

Paul Siegel | May 1, 2004

The Department of Health and Human Services recently proposed new guidelines for federal workplace drug testing, including hair and sweat testing. Paul Siegel explains.