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Personal Risk Management

Managing the Nanny Risk

Jack Hungelmann | April 1, 2004

In this personal risk management column, Jack Hungelmann looks at the exposure created by the hiring of a nanny rather than using a nanny service, and offers possible solutions.

Mediation

The Mediators' Role: Tackling the Illusion of Objectivity

Jeff Kichaven | April 1, 2004

In this article, Jeff Kichaven looks at how mediators can tackle their illusion of objectivity and stay neutral during the mediation process, using psychological studies for guidance.

Internal Controls

Embedded Risk Management: The Auditors' Contribution

Matthew Leitch | April 1, 2004

While most people agree that embedded risk management sounds good, few know how to achieve it. Matthew Leitch provides tips on how it can be accomplished, along with examples.

Employment Practices

Time To Reevaluate Employee Bonus and Incentive Plans?

Paul Siegel | April 1, 2004

Paul Siegel and Jennifer Shaw discuss why firms need to review their compensation plans due to a recent court ruling that those based on store sales and profitability goals violate California law.

Liability Insurance

The 2004 ISO CGL Policy

Jeffrey Woodward | April 1, 2004

Discover the key changes in the 2004 ISO CGL Policy revision and understand how they impact commercial general liability insurance.

Reinsurance

Follow-the-Fortunes Updated

Larry Schiffer | April 1, 2004

In an update of a 2001 article, Larry Schiffer examines how some new reinsurance cases have interpreted the follow-the-fortunes doctrine in environmental and asbestos contexts.

Courts and Coverage

Subrogation Rights against Personal Auto Uninsured Motorists Coverage

Brent Cooper | March 1, 2004

The statutory right of a workers compensation insurer or employer to subrogate against a third party generally does not include rights to personal auto UM/UIM benefits. Brent Cooper and Dana Harbin explain.

Catastrophe Risk Management

Managing Extreme Wind (Hurricane) Losses

Nathan Gould | March 1, 2004

Dr. Nathan Gould discusses extreme wind hazards, historical loss exposure, and a methodical engineered approach to effectively manage/reduce wind losses.

Personal Risk Management

Personal Risk Management: An Overview

Jack Hungelmann | March 1, 2004

In this new personal lines column, Insurance for Dummies author Jack Hungelmann outlines 16 commitments agents should make to provide quality services to their clients.

Mediation

Insurance Bad Faith and Mediation Confidentiality: Critical Policies on a Collision Course

Jeff Kichaven | March 1, 2004

Do mediation confidentiality statutes permit insurer bad faith? Are mediation confidences protected in related lawsuits? Jeff Kichaven examines these questions and dilemmas.

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